Premium Bonds limit rises to £40,000 – UK

Paul BeareFounder, Paul Beare Ltd

The amount that customers can invest in Premium Bonds will rise from £30,000 to £40,000 a year on 1 June 2014, National Savings and Investments (NS&I) has announced.

The increased investment limit will give investors more chances to win tax-free prizes.
The change was initially announced in this year’s Budget and is designed to help support savers.

In addition to the maximum investment change, the number of £1 million prizes has been increased from 1 to 2.

The investment limit will be raised again in 2015/16 to £50,000.

Julian Hynd, retail director at NS&I, said:

“Raising the maximum amount that can be invested is good news for customers because the more they invest, the greater their chance of winning a tax-free prize. I’m sure many of the 600,000 customers who currently have the maximum holding of £30,000 will want to invest more.

“The way that our customers now manage their money is changing, so for customers who already hold Premium Bonds, they can now buy more by making a transfer from their bank account directly to us.

“Customers can also sign up to have their winnings paid directly into their account – taking away the hassle of a trip to the bank to cash in any winnings.”


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